When you file a bankruptcy case, it is very important to make sure all of your creditors are listed in the papers.   This means everyone you owe money to, not just credit cards and banks.  It includes medical bills, hospital bills, student loans, taxes, parking tickets and anyone to whom you owe money.  You do 

Many people wait much too long to file for bankruptcy.  It is a good idea to file before you are sued, but once you are sued, you can certainly still file.  In fact, most of the unpleasant things that happen when you are sued can be taken care of once you file a bankruptcy case. 

Credit Reports: How to Get (Good) Copies Whether you’re filing for bankruptcy or trying to repair credit, it is often necessary to get copies of your report from the three major credit reporting agencies.  There are many ways to get credit reports, but it is important to get good copies. Some clients know exactly who 

There are many misconceptions as to why people in a place like NYC file for bankruptcy. A common misconception is that those who end up in bankruptcy are irresponsible with money. However, usually the opposite is true and bankruptcy becomes necessary because of the occurrence of an event which the debtor had no control over, 

One of the questions I am most often asked by clients is how to establish credit after filing for bankruptcy.  There are several ways, but the most important thing is to remember is how credit cards may have led you into bankruptcy in the first place. Secured Credit Cards The simplest way to re-establish credit 

Five Different Court Locations For NYC Bankruptcy Filers When you file for bankruptcy in the New York City area, your case will be located in one of five different courthouses depending on where you live.  There are four federal court districts in the State of New York, and parts of New York City are in 

The Truth is Your Best Friend in Bankruptcy Court, But You Don’t Need to Tell Your Life Story When appearing in Bankruptcy Court, one always should tell nothing but the truth.  Even a small misstatement can get you into a large amount of trouble.  And while it is only truth that should be told, there 

Times are tough here in NYC and nationwide. More families are considering bankruptcy, but most don’t have a firm grasp on how the process works. There are things that you must not do before filing and other things you need to be careful with. It may sound odd, but one should “get ready” for bankruptcy.